Please Note: This is NOT insurance, but provides
for discounts at certain providers of health care services. The member must pay
for all health care services at the time of service, but will receive a discount
from those providers who have contracted with the program operator. Please see http://ara.ebccard.com for
Ultimate Plan Disclosures:
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance.
This plan does not meet the minimum creditable coverage requirements under M.G.L. c.
111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act.
This is not a Medicare prescription drug plan. The range of discounts will vary depending on
the type of provider and service. The plan does not pay providers directly. Plan members must
pay for all services but will receive a discount from participating providers. The list of
participating providers is at the website printed on the membership ID card. A written list
of participating providers is available upon request. You may cancel within the first 30 days
after receipt of membership materials and receive a full refund, less a nominal processing fee
(nominal fee ARA Ultimate Plan for MD residents is $5, AR and TN residents will be
refunded processing fee). Discount Medical Plan Organization and administrator:
Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.
This plan is not available in Vermont or Washington.