Identity Guard® Total Protection®

Total Protection® provides our most comprehensive protection with holistic features to mitigate fraud against identity and financial assets. It includes quarterly 3-bureau credit report and score updates, SSN monitoring, ID verification alerts, PC protection & more.

    • IDVerification™ Alerts
      Every time you, or someone posing as you, update information to your current accounts—bank passwords or address changes, for example—or apply for a new credit card, cell phone, or other credit, we send you an ID Verification Alert. This way, you can confirm the activity is valid or take precautionary measures if you suspect identity theft.

    • Online "Black Market" Monitoring
      We monitor the dark web 24/7 to see if your personal information—like your SSN or credit card numbers—are detected on black market websites, secret chat rooms, and underground forums. If we find something, we send you a fast notification.

    • $1 Million Identity Theft Insurance**
      Our $1 million identity insurance covers certain losses due to identity theft to help you get your life back on track. Victims are reimbursed for costs associated with time taken off from work, certified mailings, application fees, attorney fees, etc.

    • Victim Recovery Services
      If you do become a victim of identity theft‚ as an Identity Guard member‚ you have access to highly trained experts who are 100% dedicated to making a stressful situation and recovery as easy as it can possibly be.

    • Social Security Number Monitoring
      We continuously scour thousands of databases, the dark web, online chat rooms, and more for you, promptly alerting you when your SSN is detected. This gives you time to re-secure your data before an identity thief can do further harm.

    • Account Takeover Alerts
      We help protect your financial accounts from takeover by identity thieves with real-time alerts when you—or someone posing as you—try to change your personal account information within our vast network of banks and creditors.

    • Lost Wallet Protection
      If your wallet or purse is lost or stolen, just call us and we will help cancel your credit card accounts and review your current credit report with you for potential fraud. If you need cash right away, we can send you up to $2,000 in emergency cash from one of your accounts.

    • Quarterly 3-Bureau Credit Scores*
      Every three months, you will receive an up-to-date view of your credit scores based on data from Equifax, Experian, and TransUnion.

If you are an ARA member, please click here to login with your ARA Member ID number for details on how to use this feature.
    • 3-Bureau Credit Analyzer
      Our credit analyzer simulation tool uses your credit information to let you explore how various financial decisions may impact your credit. You can experiment with making payments, transferring balances, opening or closing accounts, making credit inquiries, and more.

    • 3-Bureau Daily Credit Monitoring
      Credit Monitoring watches your personal information for potentially fraudulent activity, such as account openings, address changes, or use of your SSN. When we detect an activity like this, we alert you by push notification and email. If you didn't initiate the changes, let us know and we'll work with you to help fix the issue.

    • 3-Bureau Quarterly Credit Updates
      Every 90 days, you will receive updated credit data summarizing changes that have been reported to the bureaus. Keeping track of your credit information is important not only to understand your credit but also to alert you to potential mistakes or identity theft, allowing you to take action if needed.

    • PrivacyProtect® PC Keyboard Encryption
      PrivacyProtect anti-keylogging software stops malicious keylogging programs by encrypting every keystroke while you type. The encrypted keystrokes are re-routed directly to your internet browser through its own unique path. The software can help protect you, even if your computer is already infected.

    • ID Vault® Password Protection
      It's hard to remember all those usernames and passwords. ID Vault securely encrypts and stores your usernames, passwords, and credit card information all in one secure place with 1-click access, making it easy and secure.

    • Public Record Monitoring
      Public records are just that: Your personal information easily accessible to the general public. To help you keep up with all of these public records, we will monitor and alert you to certain changes, such as names and aliases, address history, license and registrations, criminal and civil court records, which may be early indicators of identity theft.

    • ZoneAlarm® PC Antivirus Software
      ZoneAlarm includes a full internet security suite containing anti-virus, anti-spyware, and firewall software to stop several different kinds of threats to your personal information across the internet and on your computer.

    • Address Change Monitoring
      Changing the physical address on someone's account is still the most frequent action taken by fraudsters. We will alert you whenever a change in your address is detected within our system.