ARA Basic Healthcare Savings
Doctor Visits

An empowering health and wellness program, this program gives members access to pre-negotiated prices at over 410,000 physicians and 45,000 supplementary provider locations nationwide.

With these savings on a wide range of medical services - including up to 30% off general medical physicians, specialists, imaging services, and lab tests - members are able to reduce the cost of health care for their entire families.

Doctor VisitsThis plan is NOT INSURANCE. The plan provides discounts at certain healthcare providers for medical services. The plan does not make payment directly to the providers of medical services. You are obligated to make payment for services but you will receive a discount from those providers contracted with the plan. The name of the licensed discount medical plan organization is AccessOne Consumer Health, Inc.

Discounts for hospital services, if any, are not applicable in Maryland.

The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received.

Note to Texas Consumers: Regulated by the Texas Department of Insurance, P.O. Box 12157 Austin Texas 78711: telephone 1-800-252-3439 or (512) 463-6515; website:

These programs are not covered by the Utah Health Insurance Guarantee Act.

If after receiving our response and you are not satisfied with the resolution you may write of call: West Virginia Insurance Commissioner

This plan is not available in the following states AK, MT, and VT.


If you are an ARA member, please click here  to login with your ARA Member ID number for details on how to use this feature.