The Association of Retired Americans (ARA) is committed to maintaining your
confidence and trust, and values your privacy and recognizes the sensitivity of
your personal information. Our employees share the same concerns. Together, we
work towards protecting your privacy. We have carefully crafted our Privacy
Policy to address any concerns you might have, and to assure you that your
personal information, if provided to us, will be treated carefully and
Basic Confidentiality Policy
Where personal information is required for use of the website or in interacting
with the website it is ARA policy that information, such as your name, postal
and e-mail address or telephone number, is private and confidential. The
personal information you provide is stored in a secure location, is accessible
only by appropriate staff, and is used only for the purposes for which you
provide the information, such as to reply to your request or to send you
Note, the membership roster is confidential information. Use of the roster is
subject to specific rules which are detailed in the ARA Constitution. The
roster's information is based on that information which members have provided
and is available only to staff and marketing partners as provided herein.
If you also indicate on our site that you would like to receive announcements
and notices from the ARA, your personal information will be added to the
appropriate ARA mailing list. If at any time you change your mind and would like
to add or remove your name from the ARA's mailing list, or correct your personal
information, please email us at Webmaster.
Release of Information to Third Parties
Personal information collected as a function of this website will not be
released to third parties except to further the purpose for which you provide
the information or if such release is required by law.
Collection and Use of Information
The ARA site requires you to provide certain personally identifiable information
in order to use certain "Members Only" features and functions of the site and to
be able to provide such membership benefits as may be included in your
membership at the time of your application or renewal. By providing such
information, you consent to our collection and use of it, as described in this
The information you provide may include information provided during the
registration process, including contact information, (such as your name, address
and email address) and financial information, such as a credit card number, if
you order products or services through the site. This information will be used
to process your order and if necessary, to contact you regarding the status of
your order. You agree and acknowledge that your order may be processed,
fulfilled or serviced by third parties other than ARA and you understand that
such third parties are not limited by ARA in their use of the information
provided to them to process, fulfill or service your order. Therefore, in order
to process, fulfill or service your order, you expressly consent to our sharing
your information with any necessary third parties.
ARA may use your contact information to get in touch with you regarding the
status of your membership, registration or any orders you may place, for
instance. You may also be contacted by us or our agents regarding additional
services and features, or we may request your feedback about your experience
with ARA. We also reserve the right to make your contact information available
to third parties whose products and services you may find useful. If you prefer
that we do not use your contact information as described in this paragraph, you
may send us an email at any time to:
No Computer Tracking of Identifiable Information
Our web site does not track, collect or distribute personal information about
visitors. We regularly compile aggregate statistics that show the number of
visitors to our site, the requests we receive for particular information on our
web site, and the Internet Service Providers (ISPs) that those requests come
from. These aggregated statistics are used by internal ARA technical support
staff to improve the website in an ongoing effort to provide better information
and services to the public.
Like most web sites, the ARA site uses "cookies" to allow you to move more
quickly through the ARA site. We use this information only for purposes of
planning and tracking, as well as assisting the technical function of our site.
By understanding how our site is accessed, we can continually improve it to
advertisers or third parties hosting data for ARA. If you do not want
most browsers that allows you to deny or accept the cookie feature. Please note
that cookies may be necessary to enable you to use certain features on the ARA
Third Party Websites
The ARA website may provide you with links to the web sites of third parties,
although we do not necessarily advise that you are linking to another website.
In the event you choose to access such web sites, the ARA is not responsible for
any actions or policies of such third parties. Further, please note that the
standards. ARA assumes no responsibility nor does it control, endorse or
guarantee any aspect of your use of the linked site. We recommend that you check
always aware of our policies. We may also contact you by email with any changes.
Please Note: This is NOT insurance, but provides
for discounts at certain providers of health care services. The member must pay
for all health care services at the time of service, but will receive a discount
from those providers who have contracted with the program operator. Please see
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance.
This plan does not meet the minimum creditable coverage requirements under M.G.L. c.
111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act.
This is not a Medicare prescription drug plan. The range of discounts will vary depending on
the type of provider and service. The plan does not pay providers directly. Plan members must
pay for all services but will receive a discount from participating providers. The list of
participating providers is at the website printed on the membership ID card. A written list
of participating providers is available upon request. You may cancel within the first 30 days
after receipt of membership materials and receive a full refund, less a nominal processing fee
(nominal fee ARA Ultimate Plan for MD residents is $5, AR and TN residents will be
refunded processing fee). Discount Medical Plan Organization and administrator:
Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.
This plan is not available in Vermont or Washington.