CONGRATULATIONS ON JOINING THE ARA!
By joining The Association of Retired Americans, you now have access to special
“member-only” savings on hundreds of thousands of products and services. Such
Healthcare Savings – Discounts on prescriptions (local pharmacy & mail
order), vision, hearing, medical tests, diabetic supplies and more.
Travel and Leisure – Save on hotels, condos, car rentals and vacation
Shopping – In-store and online.
Plus additional benefits and services available to members only.
Upgrade to the ARA Careington Ultimate Discount Plan!
Click here for application.
Enjoy all the money saving opportunities now available to you. And remember, we
are only a toll free call away at 1-800-806-6160, if you have any questions or
need assistance with your membership. We’ll be happy to serve you.
Welcome to the ARA Family!
This is NOT insurance, but provides
for discounts at certain providers of health care services. The member must pay
for all health care services at the time of service, but will receive a discount
from those providers who have contracted with the program operator. Please see
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance.
This plan does not meet the minimum creditable coverage requirements under M.G.L. c.
111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act.
This is not a Medicare prescription drug plan. The range of discounts will vary depending on
the type of provider and service. The plan does not pay providers directly. Plan members must
pay for all services but will receive a discount from participating providers. The list of
participating providers is at the website printed on the membership ID card. A written list
of participating providers is available upon request. You may cancel within the first 30 days
after receipt of membership materials and receive a full refund, less a nominal processing fee
(nominal fee ARA Ultimate Plan for MD residents is $5, AR and TN residents will be
refunded processing fee). Discount Medical Plan Organization and administrator:
Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.
This plan is not available in Vermont or Washington.
ARA is a national not for profit
membership organization. Established in 1974 the Association is an
Indiana Corporation and has a Federal IRS designation as a 501(c)8 corporation.
For 5 decades, The Association of Retired Americans has provided valuable service
to Senior Americans. Today, our programs are more timely and necessary than ever
As you browse through this site, you will find links to the ARA Careington Ultimate
Discount Plan. I am certain most of you will decide to sign up for the ARA Ultimate
program, which offers the deepest discounts and best value for you.
Welcome to ARA and the personal service we provide you!
-- Ken Smith
Resources for Seniors
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agent may reach out with a phone call or email regarding Medicare Supplement Insurance Plans,
Medicare Advantage Plans, Part D Prescription Drug Plans, or other insurance products.