The ARA Ultimate Discount Plan detailed on this site is a proprietary program developed for our members who wish to utilize the expanded and unique networks available only in this higher cost alternative. Please first register your WellCard, included in your membership packet, then Login to the ARA site to view your benefits and network search engines. If you need assistance, please call the National Offices at 800-806-6160. We are in the offices Monday thru Friday 8:00 am til 4:00 pm, Eastern Time.

Wellcard Health LogoAre you here to Register your WellCard? For instructions, Click here. To create a login to access your benefits online, Click here.

Savings • Opportunities • Personal Service


Healthcare Savings
H Healthcare BenefitsVision, Dental, Hearing and Prescriptions. Healthcare for your pets. The ARA Basic Plan has something for everyone;  access to the  prescription discount programs and dental programs.
 Click here for search for a dental provider in your area. Click here to browse Careington providers in your area
Travel & Leisure
TL Travel & LeisureThe world awaits! Collette Vacations has a reputation for quality and old fashioned customer service. Savings of up to 25% off on Alamo, Avis, Hertz and Budget car rentals. Worldwide savings that may exceed 50% and average 10-20% below best available rates. Any hotel, anywhere, anytime.
S ShoppingARA Members Sign up for FREE to earn cash back from all online purchases! Shop at all your favorite stores in the comfort of your own home! Order flowers and non-floral gifts and save up to 15%.
Please Click Here  to update your login and view your benefits.

Total Protection® provides our most comprehensive protection with holistic features to mitigate fraud against identity and financial assets. It includes quarterly 3-bureau credit report and score updates, SSN monitoring, ID verification alerts, PC protection & more. ( more ...)

(BPT) - Smartphone technology may seem complicated and flashy, but don’t believe anyone who says it’s only for the young. In fact, 73 percent of those 50 to 59 years old now own a smartphone, according to a 2016 survey from AARP. ( more ...)

When it comes to health, perception is not always reality. This is especially true when considering how men care for themselves when faced with a health condition. (more ...)

Your ARA SAVINGS can easily add up to hundreds or thousands of Dollars you can spend on your family, for leisure activities or other expenses.

You Don’t Need To Be Retired to Join ARA

We have designed our membership plans for active Americans age 45 plus. Those under age 45 can also join as an associate member, enjoying all the features of ARA except voting on Association issues or any specified age-restricted programs.

And, even if you belong to another senior organization, you should belong to ARA.

Our user-friendly approach gives you the personal service you need. (No complicated voice-recorded phone systems!)


Please Note: This is NOT insurance, but provides for discounts at certain providers of health care services. The member must pay for all health care services at the time of service, but will receive a discount from those providers who have contracted with the program operator. Please see for more information.

The syndicated article on this page is Copyright NewsUSA, 2017