Please Note: The EBC Card partners are only responsible or liable for their service or materials they provide. This is not insurance but provides discounts at certain providers for health care services. The member must pay for all health care services but will receive a discount from those providers who have contracted with the program operator, Protective Marketing Enterprises, Inc. (PME). PME's corporate offices are located at 4929 W. Royal Lane, Suite 200, Irving, TX 75063 and can be reached toll free at 866-881-2409.